Mortgage:box commission rates with effect from: 09.01.12

LENDER	PRODUCT	GROSS FEE	NET FEE	MIN	MAX
Abbey	Standard Mortgage	0.35%	0.34%	£0	£0
	Flexible Plus	0.40%	0.39%	£0	£0
	5 yr fixed (K Code)	0.50%	0.49%	£0	£0
	Buy to Let	0.50%	0.49%	£0	£0
Accord Mortgages	Standard Products	0.33%	0.33%	£200	£3k
	Offset (excluding Existing Borrower Transfers	0.50%	0.50%	£0	£3k
	Portability Option - existing YBS on the top up part of the qualifying loan	0.30%	0.30%	£0	£3k
	Additional Loan £5K plus	0.30%	0.30%	£50	£3k
Aldermore	Prime	0.45%	0.40%	£0	£0
	BTL	0.45%	0.40%	£0	£0
Coventry	Standard Products	0.34%	0.32%	£200	£3,000
	Offset	0.34%	0.32%	£200	£3,000
	First Time Buyer	0.34%	0.32%	£200	£3,000
Chelsea B. S.	Prime & BTL	0.40%	0.35%	£0	£0
	Near Prime	0.70%	0.65%	£0	£0
	Sub Prime	1.00%	0.98%	£0	£0
	Self Cert	0.50%	0.48%	£0	£0
Dunfermline	All Products	0.375%	0.35%	£150	£0
	Buy to Let	0.50%	0.49%	£150	£0
	5 yr products	0.50%	0.49%	£150	£0
	10 yr products	0.70%	0.69%	£150	£0
LLOYDS BANKING GROUP
Bank of Scotland International (HBOS)	Mainstream	0.35%	0.33%	200	£0.00
	Buy to Let	0.50%	0.48%	200	£0.00
BM Solutions (HBOS)	Buy to Let	0.48%	0.44%	£200	£5,000
	Self cert	0.41%	0.36%	£200	£5,000
	Near Prime	0.60%	0.56%	£250	£5,000
	Sub prime	0.95%	0.91%	£250	£5,000
	Mainstream	0.30%	0.28%	£0	£0
	House 2 House	0.48%	0.44%	£200	£5,000
	Self Build	0.48%	0.44%	£200	£5,000
	Note:Product transfers and Further Advances will be paid a procuration fee at the above rates. Where a minimum applies, a minimum procuration fee of £100 is paid out on Further Advance loans submitted online over £15,000
Halifax (HBOS)	Standard Products	0.31%	0.30%	£0	£0
	Further Advance to an existing Halifax Mortgage
	<75% loan to value	0.31%	0.30%	£0	£2,500
	>75% - 90% ltv	0.21%	0.20%	£0	£2,500
	>90% ltv	0.16%	0.15%	£0	£2,500
	Product Transfer of an existing Halifax Mortgage to a refinance product
	<75% loan to value	0.31%	0.30%	£0	£2,500
	>75% - 90% ltv	0.21%	0.20%	£0	£2,500
	>90% ltv	0.16%	0.15%	£0	£2,500
Lloyds TSB Scotland	All Products	0.40%	0.35%	£200	£0
Scottish Widows Bank	Up to £50,000	£200 + £50	£200.00	£0	£0
	£50,001 - £150,000	£400 + £50	£400.00	£0	£0
	Over £150,000	0.40% + £50	0.40%	£0	£2,000
	Further Advances - Flat Fee - minimum Borrowing over £10K	£100	100	0	0
ITL Mortgages	All Products	0.35%	0.30%	£175	£1,000
Leeds B. S.	All Products	0.32%	0.29%	£0	£0
Mortgage Trust	Further Advance Products Only	0.25%	0.23%	£0	£0
NATIONWIDE SPECIALIST LENDING
Nationwide (NSL)	All Products	0.35% + £25	0.35%	£0	£0
The Mortgage Works (NSL)	Buy to Let	0.50%	0.45%	£0	£0
	Self Cert	0.55%	0.45%	£0	£0
	Prime	0.35% + £25	0.33	0.00%	0
	Prime Guarantor Products	0.35% + £25	0.33	0.00%	0
Northern Rock	Standard Remortgage	0.35%	0.35%	£0	£0
	Standard Purchase	0.35%	0.35%	£0	£0
	Buy to Let	0.35%	0.35%	£0	£0
	Ported products	£200	£175	£175	£175
Northern Rock Asset Management (NRAM)	Ported products	£200	£200	£0	£0
	NRAM will no longer pay procuration fees for ported applications receivedd by NRAM. This change will take effect for applications received from 1st Nov 2010 , With respect to pipeline cases a fully completed mortgage application received by NRAM up to and including 31st Oct 2010 which goes to completion will continue to qualify for the £200 commission payable for porting cases in accordance with terms and condition
Paragon Mortgages	Further Advances only	0.25%	0.23%	£0	£0
Platform Home Loans	Non conforming almost prime (inc. RTB & BTL almost prime)	0.60%	0.50%	£1,500.00	£1,500.00
	Niche (BTL, house plus & self cert)	0.55%	0.45%	£2,750.00	£2,750.00
	Prime	0.40%	0.35%	£4,000.00	£3,500.00
	Prime 7 Year Fixed	0.50%	0.45%	£5,000.00	£4,500.00
	Prime 10 Year Fixed	0.60%	0.55%	£6,000.00	£5,500.00
Principality	All Products	0.40%	0.37%	£0	£2,500
Skipton BS	All Products	0.35%	0.30%	£0	£2,500
	Buy to Let	0.50%	0.50%	£0	£2,500
Standard Life	Residential & Buy to Let	0.45%	0.42%	£0	£0
	Lifetime	1.00%	0.98%	£0	£0
	£100 bonus applicable on all cases submitted online
	WEF 1 Jan 2010- SLB mortgages will no longer be available to intermediaries, new and further borrowing requests will continue to be accepted from existing SLB customers. Existing customers will be able to continue servicing their mortgage in the same way, either over the phone or online.
Woolwich	Standard Products	0.35%	0.34%	£200	£0
	Buy To Let	0.35%	0.30%	£0	£0
	Offset	0.35%	0.34%	£0	£0
	Woolwich Retention Service Loans over £100K	0.20%	0.18%	£0	£0
	Woolwich Retention Service £50k - £100k	£200.00	£175.00	n/a	n/a
	Woolwich Retention Service Loans up to £50K	£100.00	£75.00	n/a	n/a
	Further Advance - Residential	0.4	0.34	200	0
THE FEE PAYABLE IN RESPECT OF ANY LENDER IS SUBJECT TO CHANGE WITHOUT NOTICE.
It is your responsibility to ensure the correct gross procuration fee is displayed in the KFIs issued to clients. Personal Touch Financial Services Ltd cannot accept responsibility for error or omissions. Mortgage:box is a trading style of Personal Touch Financial Services, registered address: Trinity 3, Trinity Park, Solihull, Birmingham, B37 7ES. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Services Authority, 187834. Registered in England & Wales No.3406454.